Comments on: When Claiming For Flood Damage On Car Insurance?

By: Steve F

Steve F — Sun, 13 Dec 2009 16:30:27 +0000

ask them to explain their calculation and explain them your calculation based on factual evidence.
Maybe they can come to some agreement

By: dels replies

dels replies — Sun, 13 Dec 2009 16:27:32 +0000

You can appeal. What is market value? Different people could come up with different figures. For example, if buying a car the same model could be a dozen different prices at a dozen garages, I know people quote things like Glass but it is only a guide, not a definitive price.. After all what is £500 these days ..hardly seems worrying about too much. As I say appeal to them. If you can get another £200 accept it and get a new car.

By: skippy2k

skippy2k — Sun, 13 Dec 2009 11:03:04 +0000

this is based upon one of those trade guides, for example the parker guide.
an example the book might say 2002 mini on an ’02′ with 60,000 miles on the clock would be sold for say £8,000
this is what they believe it’s worth and will only offer that amount

By: Bardic

Bardic — Sun, 13 Dec 2009 06:25:20 +0000

You don’t have to take their first offer. Find evidence of its true value and send it to them. A lot of insurers try this initially, in the hope you’ll accept their figure.