January 30th, 2010 → 6:24 pm @ admin // 4 Comments
I used to have VPI pet insurance (the company name) for four pets (2 dogs, 2 cats)….after a while I felt like I was getting ripped off since they did not cover much of things but sometimes it did (like when my cat got a fatty liver and it costed $1500 it covered $900 of it). I canceled and went with another company called PetPlan but now I find out they have all these “pre-existing” policies. I pay about $1800 a year for all four animals policies…do you think it would be better just to save that much per year in an account instead or do you think pet insurance is worth it?
..Stacy.
2 years ago
All insurance companies have pre-existing condition clauses, this is to prevent people from enrolling a really sick pet and taking advantage of the company. If everyone allowed this, the companies would go broke.
If your pets are pretty healthy, I would recommend keeping the insurance. If they already have many health problems, you should probably put money into a savings account.
You just need to think about whether you’re prepared to pay for an expensive bill if one of your pets were to get hit by a car or be running around and break its leg.
I have Trupanion pet insurance for my dog and I am really happy with it, and the peace of mind it offers. But it’s just one pet so I can’t really say I know your situation. Good luck with your decision!
witnessp
2 years ago
I think its unethical. I think it will just encourage people to arrange for their pets to have an “accident” just to get the money.
Nekomimi 13
2 years ago
There’s not a need for it, but it is still a good idea.
Love112
2 years ago
wow, i think it’s a waste of money.