October 4th, 2009 → 12:37 pm @ admin // 9 Comments
I have two 3-4 month old kittens, who are sisters. I plan on spaying them both, and I got an estimate from my vet who said it would be about $600(eep!) altogether for both.
Obviously, it’s going to cost a pretty penny. So I’m thinking about getting them insurance to help me pay for this, because I’m a broke college student, and I’m not sure if I’ll have a job when the time for their surgery comes around in October.
Advice my friends? Also, if you do think I should get it, can you recommend some insurance? Thanks guys!
Bella ♥
2 years ago
Yes. for this and u never know what life or death situation may come upon them. VPI pet insurance.
hello
2 years ago
Contact your local humane society or SPCA. They might help pay for the spayings and be able to refer you to a lower cost vet. Pet insurance will probably cost you a ton of money over the course of your pets lives.
Jenny Jenny
2 years ago
Do some research. I got my cat spayed/neutered for $30 or $40. That sounds WAY overpriced. Where do you live? I would shop that price and get an estimate from all other local vets.
Catazoid
2 years ago
Well i would get quotes from various animal insurance places and then decide on an amount that you could afford and put it aside every month. (I have an envelope with my cats name on it and keep it in one of my draws). I wouldn’t recommend actually getting the insurance at this stage and also i’m not sure that the insurance would cover the spaying and annual injections. Get other estimates from different vets $600 is a rip off. Get details first and then make ur decision. If the insurance does cover the spaying then it might be a good idea but first get quotes from other vets.
Music<3
2 years ago
most cities hold pet clinics every couple of months that do low costs spaying. also $600 sound awfully expensive go to another vet and see how much they charge.
Anonymous
2 years ago
I think you have found a vet that wants to give you the Cadillac of spaying, including many procedures that may make you feel better, but won’t usually make any difference. For instance, you have young and probably very healthy kitties, so paying for blood test, pain medication, post-op care is often unneeded. I got quoted nearly what you did, but in analyzing all they wanted to do, I knew most were unnecessary. My kitty got spayed for under $100. I took her in the night before, and picked her up late the next afternoon. She spent the night under my bed, and was back to her normal self quickly. So she missed the blood tests, the pain medication, the wellness exam, and lots of other add ons. But she really didn’t need them. Oh, I also had to switch vets.
As far as insurance goes, you cats probably will not need anything other than routine check ups and vaccinations for many years. For those years, the cost of insurance will greatly exceed what you would pay without insurance. When your cats gets older and may need special things, the insurance may not cover due to age, or cover poorly.
On the other hand, you cat could develop something serious, and insurance will be a great help. Only you can balance out the risks versus benefits. Remember, insurance companies are not in the business to lose money.
Susan
2 years ago
Is it possible that your area has a spay and neuter program that provides low cost services? Many cities do so I recommend looking into it.
punk_raw
2 years ago
First off, thank you for wanting to spay your kitties – that’s very responsible of you. Secondly, check with a local animal shelter or animal rescue. A lot of them have low cost spay and neuter programs because the last thing they want is for people not to do it because they can’t afford it. If they don’t have a program at the shelter they should be at least able to refer you to a vet that does it at a discounted price. $300 each sounds REALLY expensive, by the way.
As for pet insurance – personally, I think it’s a waste of money. I think it’s far better to instead sock away some money into savings to cover any medical bills that will come up. Cats generally stay pretty healthy till about 12 or 13 years – when kidney problems generally kick in – so you could spend a hell of a lot of money before then and have only needed to see the vet for annual shots. I didn’t think spay/neuter was covered on pet insurance but I just found this – didn’t think pet insurance covers spaying and neutering but then I found this – http://www.petinsurance.com/coverage/rou… Your decision but one I’d definitely recommend against.
bungee
2 years ago
this sounds like the last thing you need as a broke colllege student. do the cats a favor and take them to the humane society