Comments on: Still Confused About Pet Insurance?

By: whatupwi

whatupwi — Wed, 24 Feb 2010 05:00:14 +0000

pet insurance? wtf.? why would anyone bother with this crap? If something happens to the cat …GET ANOTHER ONE.

By: Anonymous

Anonymous — Tue, 23 Feb 2010 22:27:05 +0000

Hi I am with petplan and its great they cats, dogs and even rabbits.My vet recommend Petplan to me and I thought it was because it was the dearest but its not, you pay quite a bit but everything is coverd, whereas places like tesco and asda and other places the less you pay the less you are coverd and even if you pay alot of money you are still not covered on most things.
I have the PetPlan insurance for my dog he is not a pedigree and is a crossbreed, so it cost me £16 pound a month and is covered everything and its just like saving £5 a week witch isnt really alot.
The thing you have got to remember is that you have to pay the full amount up front and then claim it back when you get the form from the vets to send to the insurance company. I didnt know this and it seemed like I was paying it for nothing but as my dog is accident prone and has had serious things happen I need to have him on insurance. We have got a credit car for emergancys but it its more that a grand we have no chance but I think some vets help you with paying etc but not all vets do.
I know if my dog got an illness now touch wood he doesnt, then the insurance will help pay for treatment, as he has got insurance now and not later on. So If you were to insure your cat now he would be covered if he got ill, but its the chance you take, if you can save the money aside incase of emerganceys then it could come in handy if you cat gets injured and its not going to be too expensive say a couple of hundred then this will cover but its the chance you take of putting money aside if you can afford to.
PetPlan do different price of covers and so its up to you to choose the cover you want I went for the dearest as it covers everything and only a few pounds dearers.
I got it online when I got it for my dog after he had an accident and cut his tendon on his leg, I just went online go a quote you just type in your details of you and you pet and then they tell you which ones you can get and then you can pay online and they send out your policy in the post and the list of your payment and the date it need to be in your bank.
javascript:popUp(‘https://www.petplan.co.uk/insurance/sale…
Here is the link just follow the instructions and you can get insurance from tomorrow.

By: willow

willow — Tue, 23 Feb 2010 16:37:15 +0000

get insured now as if get condition they will not do,get pet palls or pet plan as they will treat ongoing treatment every year the others wont,i use pet palls very good and if you claim get money within 7 days

By: MrsFidge

MrsFidge — Tue, 23 Feb 2010 16:35:15 +0000

Pet Plan is the best as they tend to cover everything including dental – slightly mor expensive but i think worth it, as i went with another insurer and my dogs teeth weren’t covered and had to fork out £185. Now with Petplan with all my dogs – everything covered.

By: emilydar

emilydar — Tue, 23 Feb 2010 10:32:56 +0000

pet insurance is a mine field.. most insurance policies come with very small writing that nobody ever bothers to read, then you try and make a claim and they point at the policy and say sorry not covered and there is always that access which can run from pence to POUNDS.
So first thing to remember is to read all the small print.
Insurance companies will not cover any illness that your cat has already had .. so just suppose the cat has had flu the policy will not cover and further episodes of flu. It also will not cover any disease that your cat could have been vaccinated against.. So you miss an annual booster your cat gets flu , enteritis or Felv forget get claiming.
Some policies will not cover long term illness or dental treatment..
Some insurance companies will sort out the bill directly with the vet others ask you to pay up front then you can claim it back off them.
I know I am totally no help at all in recommending companies sorry ..
how about saving the money that you would spend on an insurance policy that way if your cat becomes ill you will have enough money to pay the ill yourself.

By: Clare B

Clare B — Tue, 23 Feb 2010 05:59:18 +0000

Go with petplan they arent the cheapest but are certainly the best – and most vets will do a direct claim with petplan because of this. Avoid Direct line and E&L (entertainment and life) like the plague!!! they take months to pay and E&L in particular will try and weasle out of paying!

By: Ron J

Ron J — Mon, 22 Feb 2010 23:09:31 +0000

Our moggy is with Marks and Spencer – good value .

By: Fluffy Cheryl♥

Fluffy Cheryl♥ — Mon, 22 Feb 2010 17:46:47 +0000

i use pet plan for my 3 moggies, i’ve not had to claim yet but it’s there if i need it. Some insurance policies will only pay out for the 1st 12 months of a treatment so after that if the pet still needs treatment you pay yourself…..Pet plan will pay for ongoing treatment so good if your cat develops things like diabetes.
All insurance companies are the same as in if the pet already has an illness known about before you take out the policy they ill not cover that condition.
in the past i had 2 cats both had grade 2heart murmurs 1 was noticed before i took out the policy, the other cat’s murmur was noticed after i started the policy…Pet plan would not cover the 1st cat against heart conditions but with the 2nd cat because it was noticed after taking out the policy she was covered for heart conditions……it pays to get insurance as early as you can

By: ♥ Bαявιє Dσℓℓ ♥

♥ Bαявιє Dσℓℓ ♥ — Mon, 22 Feb 2010 12:16:06 +0000

The Person Above Needs To Seriously Get A Heart Cats Are Like Human’s When Your Mum Dies Just Get Another One. (( Thats The Same As What Your Saying ))
Cruel Mate

By: Jab

Jab — Mon, 22 Feb 2010 11:07:24 +0000

Hi, I insured my cat as soon I got him. I think most pet insurances are much the same. I insure through Direct Line and as he has got older the insurance has increased slightly but for £10.50 a month its only about 33p per day! Worth having – you never know what may happen. I have only had to claim once but he was kept in the vets with a virus, the insurance paid out £280.00.