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	<title>Comments on: Motorbike Accident &#8211; Claim On Insurance Or Repair Privately?</title>
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		<title>By: Pupp</title>
		<link>http://www.comparecatinsurance.com/motorbike-accident-claim-on-insurance-or-repair-privately/comment-page-1/#comment-1947</link>
		<dc:creator>Pupp</dc:creator>
		<pubDate>Sat, 26 Dec 2009 12:26:11 +0000</pubDate>
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		<description>I had a2005 ZX6R (in 2005) and paid £5000 for it. My brother &quot;borrowed&quot; it and highsided it. It wasn&#039;t covered by his insurance, so cost him £2600 of his own money. I insisted that the kawasaki shop do the reapirs, and he did have to get a loan to fix it. 
then I got rear-ended by a car at a junction,and had a new exhaust and rear seat put on, (all in all about £1600) through the other person&#039;s insurance, but still at the same kawasaki shop. 
Then in 2007, I swopped it in against a new &#039;07 ZX6r and I got £4500 part Ex value on it, the kawasaki shop knew the bike&#039;s history and were happy to have it. 
If you can afford to, pay the kawasaki shop to repair the bike without using the insurance, do it.  Claiming on your own insurance will hike up your premiums a LOT for the next 5 years. 
Or you could leave some scuffs on the bike and just fix it up when you look to sell it, and look for spare bits off Ebay. But if the wheel looks buckled, get it checked over.</description>
		<content:encoded><![CDATA[<p>I had a2005 ZX6R (in 2005) and paid £5000 for it. My brother &#8220;borrowed&#8221; it and highsided it. It wasn&#8217;t covered by his insurance, so cost him £2600 of his own money. I insisted that the kawasaki shop do the reapirs, and he did have to get a loan to fix it.<br />
then I got rear-ended by a car at a junction,and had a new exhaust and rear seat put on, (all in all about £1600) through the other person&#8217;s insurance, but still at the same kawasaki shop.<br />
Then in 2007, I swopped it in against a new &#8217;07 ZX6r and I got £4500 part Ex value on it, the kawasaki shop knew the bike&#8217;s history and were happy to have it.<br />
If you can afford to, pay the kawasaki shop to repair the bike without using the insurance, do it.  Claiming on your own insurance will hike up your premiums a LOT for the next 5 years.<br />
Or you could leave some scuffs on the bike and just fix it up when you look to sell it, and look for spare bits off Ebay. But if the wheel looks buckled, get it checked over.</p>
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