December 21st, 2009 → 6:19 am @ admin // 8 Comments
in a word yes…
last cat we lost, 6 months from diagnosis of kidney problems and thyroid to ultimately losing him.. over £1500 in bills..
They are very cheap to insure, our two 18 month olds cost £10 a month (for the two), the older one who was not insured until she was twelve costs £10 a month, but its worth it…
As others have said it does not cover routing checkups, vacinnations, or pre-existing conditions…
To be honest, if lot more people got insurance there wouldnt be so many questions around here going something like “my cats pouring blood from its stomach, or my cats being sick everywhere, or my kittens eyes have closed over BUT WE CANT AFFORD TO TAKE IT TO THE VET”
if you are uk based, tesco are by far the cheapest and have good terms and low excesses and you can tailor the plans…
Dont know about the US..
Apart from anything else it will give you a great PIECE OF MIND, knowing, that whenever your cat gets ill or sick you can take it to the vet knowing you will not be hit with a huge bill.. knowing that your animals are never going to suffer because you cannot afford it is worth the insurance payments on there own..
Tags: Booster, Cats., Cover, Does, Insurance, Jabs, Neturing, Worth
dim2000_
2 years ago
Personally, I’d really recommend it. As far as cost goes, it’s going to vary. It really depends which provider you go with.
But in the long run- it’s so worth it.
It depends on when you get the cat, and when your insurance coverage kicks in. You know, they make you wait like, 10 days or something just to make sure that you’re not just getting insurance just so you don’t have to pay.
But yes, if you request spay/neuter surgeries, and vaccinations in your coverage, depending on the company, they’ll cover it.
But it’s more for emergency situations, like X-rays or emergency surgery because the cat swallowed a lego, or something, haha. Those unexpected bills can get rather pricey, and 90% of animals need expensive care sometime in their life. (Most don’t get the care they need because people can’t afford it).
To be honest, I don’t have pet insurance for my two cats. But I just got them 6 months ago, and I’m struggling with finding medical insurance for myself, but I’m definitely looking into it! My vet has recommended several insurance providers- If you’re in the U.S and if you don’t already have one in mind, I can go ahead and give you some information on them if you’d like. =)
Hope that helps you make your decision! But yeah, all in all, I really do recommend it.
Jen the Cat Captain
2 years ago
Not all policies cover annual vaccinations or things like neutering. When I looked into it, it was going to cost $35 per month, per cat. That was more than I could fit in my budget, so instead I decided to put $20 out of every pay check into a special savings account. Even a small amount put aside consistently will add up. Since I started doing that, I have been able to afford regular dental cleanings as well as blood work for the older cat every year. At the moment I can’t swing a major illness such as cancer that would cost thousands of dollars, but at least I have no fear of not being able to get the cats looked at if they are sick.
Windi Lea
2 years ago
When you consider vet fees — yes, it’s worth it. One of my cats suffered kidney failure — she was in and out of veterinary hospital for six months. The bill was in the £1000 region. She was insured — we only had to pay the excess.
Insurance does NOT cover neutering and vaccinations.
Terri B
2 years ago
It doesn’t cover immunisation, boosters or neutering, but it is well worth it. My cat is insured, and thank god, i have never had to claim from the insurance, but our family dog that we used to have wasn’t insured, and he cost my parents thousands in vets fees because of problems with his back and leg. you dont miss a few pounds a month but you will miss a whacking big amount if god forbid, something should happen to your cat
Angela P
2 years ago
It will cover unforseen medical expenses and may cover jabs but it is unlikely to cover a non-essential operation such as neutering. I had cats for many years and never bothered, but then, maybe I’ve been lucky. Talk to your vet as to what it totally covers.
Robin B
2 years ago
yes id say its worth it, But i think you have to look around, there might be an expensive package that you can do , that might cover the neuter/spay of the animal. But depends what package you choose, and which pet insurance you choose.
puppy_tr
2 years ago
It depends on where you get it from. If you get a wellness plan from Banfield at Petsmart…it covers all regular vaccinations and neturing/spay.
Knightro
2 years ago
yes its worth it
and no it doesnt cover the cost of neutering and jabs