Does A Car Being “stolen/recovered” Affect Future Insurance Policies?

November 25th, 2009 → 12:33 pm @ admin // 4 Comments

---get a cat insurance quote---

I am looking to buy a car, and wondering whether a car that had been stolen with keys, and recovered (but not before the insurance company had paid out for it) will have problems getting insurance, similar to cars rated as Cat C, or Cat D?


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4 Comments → “Does A Car Being “stolen/recovered” Affect Future Insurance Policies?”


  1. fatrab

    9 months ago

    No it shouldn’t affect the price of the policy or the ability to insure the vehicle at all.
    As all cat d’s can be put back on the road without inspection and cat c’s need to be inspected by the Vehicle Inspectorate, they are regarded as being repaired to their original build quality.
    I’ve never had a problem insuring any vehicle I’ve repaired.


  2. Valencia B

    9 months ago

    Andy, For auto insurance the easiest way to get a cheap quote is do a auto policy comparison. If you choose the same coverage levels, you can get an quick quote to compare against others. Use the same coverage area, car make/model, mileage and driving history to make sure you get an apples to apples comparison. To get mulitple auto insurance quotes, go to http://www.simpleautoquotes.com/Auto-Insurance.html and you can compare all the major auto insurance companies.


  3. ravenjud

    9 months ago

    not if it wasn’t damaged. Damage and “salvage” titles cause problems. but anything NOT affecting looks, use is generally fine.


  4. reggie

    9 months ago

    Shouldn’t affect your insurance but the vehicle will be a Cat D


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