Comments on: Cat D After Accident 4 Years Ago…?

By: xXx

xXx — Sun, 07 Feb 2010 06:38:17 +0000

It would mean that you would get less money for your car then average if this stays. but it would have to be recorded as having an accident somewhere which will lower value also!

By: Anonymous

Anonymous — Sun, 07 Feb 2010 01:01:33 +0000

A Cat D Total loss doesnt mean anything, it just means that you were offered the money to repair the car yourself, you dont even need a VIC check with VOSA. Its perfectly acceptable, however the insurer usually gives you a certain amount to repair the car minus a salvage fee.

By: Laredo

Laredo — Sat, 06 Feb 2010 19:45:51 +0000

Your insurance adjuster is responsible for this mess. Have your attorney lodge a complaint against both the insurance company and its adjuster and ask for full reimbursement. You may also want to include the Ford dealer who lied to you about your car being okay. If you still owed for the car that may be where the “write-off” came into play.
If you would like, for a fee, you can get a copy of the records on your car, and also lodge a complaint at http://www.carfax.com
You should stay on top of the garage and the insurance company to let them know you are not going away without some cash in your hands.

By: Bardic

Bardic — Sat, 06 Feb 2010 18:23:37 +0000

Basically its just a paperwork c*ck-up. Somewhere, either at the insurers, DVLA or HPI the wrong box has been ticked. One thing’s certain, they wouldn’t have sanctioned and paid for the repairs if they’d intended to write it off. You need to wait and see who admits to it!