December 10th, 2009 → 12:54 pm @ admin // 3 Comments
I found a car on autotrader not realising it was Cat D insurance group! The car is very cheap for what it is and has only done 8000 miles despite being 3 years old! I went to view the car and the owner of Eastern European decent told me that it was his girlfriends car and she had it for about a year. I had no idea it was Cat D and no mention was really made of it as I didnt think to ask. We ran an online check on the car which I then realised it was Cat D (I would also like to add that on later inspection this WAS mentioned on the original autotrader advert).
However, some of the stuff revealed did ring alarm bells, it said the car changed owners 2 months ago, whereas I am sure he implied his girlfriend had it was about 12 months. So it looks like it has been wrote off and very well repaired because it looked like brand new! or it is stolen, neither would really bother me because I like the car alot, but I am worried about where I stand with insuring it? It’s my first car and Im 25 female.
Please advise me!
Estefania R
2 years ago
There are tons of websites where you can get an online quote. http://www.goodonlinedeals.com/Auto-Insu… It only takes less than 10 minutes to do.
vavavoom
2 years ago
Cat D just means there was some minor body work damage, and as a result some panels might have been changed. So it was not written off. Insuring a Cat D might cost a little more, but if you are saving a few £1000 buying it, then it will probably work out better.
Ask him to see the V5 document. That will tell you who was the last owner, and when it last changed hands. Do an HPI check to get as much history about the car as possible as well.
Just because it is a Cat D, does not mean it’s going to be a heap. You just have to be a bit more careful when dealing with them. If you are unsure what you are doing though, just walk away.
Hope this helps!
Acka
2 years ago
Cat D is a damaged and repaired car.
It can be difficult to resell.
If the seller is lying then don’t buy the car.
There are plenty of cars for sale, cheap.
You will kick yourself if you do buy it then find its unsafe, dangerous, expensive to get legal.
Walk away from it.
If the car IS stolen, then the police can take the car from you and give it back to the real owner. You loose the money you paid and if you knew it was slolen then you can be prosecuted for being involved.